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	<title>ProBudgeting.com</title>
	<link>http://www.probudgeting.com</link>
	<description>Personal finance budgeting and planning</description>
	<pubDate>Mon, 25 Feb 2008 02:40:58 +0000</pubDate>
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		<title>Get out of line of credit debt</title>
		<link>http://www.probudgeting.com/166/get-out-of-line-of-credit-debt/</link>
		<comments>http://www.probudgeting.com/166/get-out-of-line-of-credit-debt/#comments</comments>
		<pubDate>Mon, 25 Feb 2008 02:40:58 +0000</pubDate>
		<dc:creator>Jordan</dc:creator>
		
	<category>Debt</category>
		<guid isPermaLink="false">http://www.probudgeting.com/166/get-out-of-line-of-credit-debt/</guid>
		<description><![CDATA[Few people properly budget for their line of credit expenditures.  The constant flow of money though a line of credit that never gets repaid.  Many people have thousands of dollars on HELOC or an unsecured line of credit.
It is possible to get out of the huge pile of debt without paying any extra money.  Just [...]]]></description>
		<wfw:commentRSS>http://www.probudgeting.com/166/get-out-of-line-of-credit-debt/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Planning Out Of Debt by Budgeting</title>
		<link>http://www.probudgeting.com/165/planning-out-of-debt-by-budgeting/</link>
		<comments>http://www.probudgeting.com/165/planning-out-of-debt-by-budgeting/#comments</comments>
		<pubDate>Sun, 15 Jul 2007 08:37:10 +0000</pubDate>
		<dc:creator>kp</dc:creator>
		
	<category>Debt</category>
		<guid isPermaLink="false">http://www.probudgeting.com/165/planning-out-of-debt-by-budgeting/</guid>
		<description><![CDATA[Many people have debt problems simply because they don&#8217;t have a personal budget. No matter they earn big or small, an accurate budget is very helpful to get them out of debt. If you already have debt problems, debt planning is the right way to go.
Start by calculating what you spend and all of your [...]]]></description>
		<wfw:commentRSS>http://www.probudgeting.com/165/planning-out-of-debt-by-budgeting/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Denver Real Estate</title>
		<link>http://www.probudgeting.com/164/denver-real-estate/</link>
		<comments>http://www.probudgeting.com/164/denver-real-estate/#comments</comments>
		<pubDate>Sun, 15 Jul 2007 08:18:31 +0000</pubDate>
		<dc:creator>kp</dc:creator>
		
	<category>Real Estate</category>
		<guid isPermaLink="false">http://www.probudgeting.com/164/denver-real-estate/</guid>
		<description><![CDATA[Online real estate becomes more and more popular, with real estate online market, you can reach more potential buyers or find better properties. Usually online agency charges much less commission as they use less manpowers. Denver real estate is a website you can buy/sell Denver real estate in Denver.
In the last two years, some sellers [...]]]></description>
		<wfw:commentRSS>http://www.probudgeting.com/164/denver-real-estate/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Student Loans - Interest Rates, Now and Future</title>
		<link>http://www.probudgeting.com/162/student-loans-interest-rates-now-and-future/</link>
		<comments>http://www.probudgeting.com/162/student-loans-interest-rates-now-and-future/#comments</comments>
		<pubDate>Mon, 04 Jun 2007 14:01:40 +0000</pubDate>
		<dc:creator>kp</dc:creator>
		
	<category>Loans</category>
		<guid isPermaLink="false">http://www.probudgeting.com/162/student-loans-interest-rates-now-and-future/</guid>
		<description><![CDATA[Not too many years ago interest rates on Stafford loans and other programs changed from fixed rate to variable rate. Then, as of July 1, 2006 they changed back to fixed again.]]></description>
		<wfw:commentRSS>http://www.probudgeting.com/162/student-loans-interest-rates-now-and-future/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>FFELP - The Federal Family Education Loan Program</title>
		<link>http://www.probudgeting.com/161/ffelp-the-federal-family-education-loan-program/</link>
		<comments>http://www.probudgeting.com/161/ffelp-the-federal-family-education-loan-program/#comments</comments>
		<pubDate>Wed, 30 May 2007 14:01:01 +0000</pubDate>
		<dc:creator>kp</dc:creator>
		
	<category>Loans</category>
		<guid isPermaLink="false">http://www.probudgeting.com/161/ffelp-the-federal-family-education-loan-program/</guid>
		<description><![CDATA[The FFELP (Federal Family Education Loan Program) is a Federal Government-private lender partnership and umbrella program that includes Stafford, PLUS and Perkins loans. Established by an Act of Congress in 1965, it began in 1966. Since then, over half a trillion dollars have been disbursed, over $50 billion in 2006 alone.]]></description>
		<wfw:commentRSS>http://www.probudgeting.com/161/ffelp-the-federal-family-education-loan-program/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Graduate and Undergraduate Financial Aid, Similarities and Differences</title>
		<link>http://www.probudgeting.com/160/graduate-and-undergraduate-financial-aid-similarities-and-differences/</link>
		<comments>http://www.probudgeting.com/160/graduate-and-undergraduate-financial-aid-similarities-and-differences/#comments</comments>
		<pubDate>Tue, 22 May 2007 13:00:51 +0000</pubDate>
		<dc:creator>kp</dc:creator>
		
	<category>Loans</category>
		<guid isPermaLink="false">http://www.probudgeting.com/160/graduate-and-undergraduate-financial-aid-similarities-and-differences/</guid>
		<description><![CDATA[The costs of education today are ten times what they were less than 40 years ago. But those differences become even more stark when considering undergraduate versus graduate programs. Fortunately, there are resources available to both types of student to help them pay for college.]]></description>
		<wfw:commentRSS>http://www.probudgeting.com/160/graduate-and-undergraduate-financial-aid-similarities-and-differences/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Seeking Advice on Student Loans</title>
		<link>http://www.probudgeting.com/157/seeking-advice-on-student-loans/</link>
		<comments>http://www.probudgeting.com/157/seeking-advice-on-student-loans/#comments</comments>
		<pubDate>Tue, 15 May 2007 13:11:20 +0000</pubDate>
		<dc:creator>kp</dc:creator>
		
	<category>Loans</category>
		<guid isPermaLink="false">http://www.probudgeting.com/157/seeking-advice-on-student-loans/</guid>
		<description><![CDATA[Despite high education costs and the cost of borrowing to meet them, students and parents have some advantages today that didn't exist even ten years ago. The Internet has changed the way financial aid is researched (and granted) in more ways than one.]]></description>
		<wfw:commentRSS>http://www.probudgeting.com/157/seeking-advice-on-student-loans/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>The William D Ford Direct Loan Program</title>
		<link>http://www.probudgeting.com/155/the-william-d-ford-direct-loan-program/</link>
		<comments>http://www.probudgeting.com/155/the-william-d-ford-direct-loan-program/#comments</comments>
		<pubDate>Thu, 10 May 2007 13:03:00 +0000</pubDate>
		<dc:creator>kp</dc:creator>
		
	<category>Loans</category>
		<guid isPermaLink="false">http://www.probudgeting.com/155/the-william-d-ford-direct-loan-program/</guid>
		<description><![CDATA[The Direct loan program began about 15 years ago and, in true American fashion, was designed to cut out the middle man. Instead of having banks, credit unions and other private businesses lend money to students and parents, the Federal government loans the money directly.]]></description>
		<wfw:commentRSS>http://www.probudgeting.com/155/the-william-d-ford-direct-loan-program/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Student Loans - Scholarships</title>
		<link>http://www.probudgeting.com/158/student-loans-scholarships/</link>
		<comments>http://www.probudgeting.com/158/student-loans-scholarships/#comments</comments>
		<pubDate>Wed, 09 May 2007 13:20:34 +0000</pubDate>
		<dc:creator>kp</dc:creator>
		
	<category>Loans</category>
		<guid isPermaLink="false">http://www.probudgeting.com/158/student-loans-scholarships/</guid>
		<description><![CDATA[A scholarship, as distinguished from a student loan, is money given that does not have to be repaid. There are scholarships for academic high-achievers, athletes, Pacific Islanders and children of local widows. In short, there is a type of scholarship to suit any possible circumstance.]]></description>
		<wfw:commentRSS>http://www.probudgeting.com/158/student-loans-scholarships/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Credit History and Student Loans</title>
		<link>http://www.probudgeting.com/156/credit-history-and-student-loans/</link>
		<comments>http://www.probudgeting.com/156/credit-history-and-student-loans/#comments</comments>
		<pubDate>Tue, 08 May 2007 13:08:20 +0000</pubDate>
		<dc:creator>kp</dc:creator>
		
	<category>Loans</category>
		<guid isPermaLink="false">http://www.probudgeting.com/156/credit-history-and-student-loans/</guid>
		<description><![CDATA[Many common student loan programs are not credit-based. Stafford and Perkins are based solely on need and don't even do credit checks. But not all will qualify and those programs will often cover less than 100% of the needed amount, especially considering the high cost of education today.]]></description>
		<wfw:commentRSS>http://www.probudgeting.com/156/credit-history-and-student-loans/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Online Degree</title>
		<link>http://www.probudgeting.com/163/online-degree/</link>
		<comments>http://www.probudgeting.com/163/online-degree/#comments</comments>
		<pubDate>Tue, 08 May 2007 10:59:50 +0000</pubDate>
		<dc:creator>kp</dc:creator>
		
	<category>Budgeting</category>
		<guid isPermaLink="false">http://www.probudgeting.com/163/online-degree/</guid>
		<description><![CDATA[Online degree programs become more and more popular, it might be very helpful when we start a new career.]]></description>
		<wfw:commentRSS>http://www.probudgeting.com/163/online-degree/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Co-Signer and No Co-Signer Loans</title>
		<link>http://www.probudgeting.com/159/co-signer-and-no-co-signer-loans/</link>
		<comments>http://www.probudgeting.com/159/co-signer-and-no-co-signer-loans/#comments</comments>
		<pubDate>Mon, 07 May 2007 13:23:17 +0000</pubDate>
		<dc:creator>kp</dc:creator>
		
	<category>Loans</category>
		<guid isPermaLink="false">http://www.probudgeting.com/159/co-signer-and-no-co-signer-loans/</guid>
		<description><![CDATA[A co-signer is a second party who guarantees to repay the loan and usually becomes involved when the primary borrower has no or a poor credit history.]]></description>
		<wfw:commentRSS>http://www.probudgeting.com/159/co-signer-and-no-co-signer-loans/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Student Loans - What Is Financial Aid?</title>
		<link>http://www.probudgeting.com/154/student-loans-what-is-financial-aid/</link>
		<comments>http://www.probudgeting.com/154/student-loans-what-is-financial-aid/#comments</comments>
		<pubDate>Mon, 07 May 2007 13:02:59 +0000</pubDate>
		<dc:creator>kp</dc:creator>
		
	<category>Loans</category>
		<guid isPermaLink="false">http://www.probudgeting.com/154/student-loans-what-is-financial-aid/</guid>
		<description><![CDATA[Over the past 40 years, just as with everything else, the cost of education has risen dramatically. Average tuition increases of more than 6% per year are common today. Just as one example, in 1973 the cost of registration at UCLA (University of California, Los Angeles) was $208 per quarter. It is now over $2,300 per quarter.]]></description>
		<wfw:commentRSS>http://www.probudgeting.com/154/student-loans-what-is-financial-aid/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>A Cash Advance Can Help Save Money But Is Not Without Risk</title>
		<link>http://www.probudgeting.com/153/a-cash-advance-can-help-save-money-but-is-not-without-risk/</link>
		<comments>http://www.probudgeting.com/153/a-cash-advance-can-help-save-money-but-is-not-without-risk/#comments</comments>
		<pubDate>Thu, 03 May 2007 00:28:54 +0000</pubDate>
		<dc:creator>kp</dc:creator>
		
	<category>Loans</category>
		<guid isPermaLink="false">http://www.probudgeting.com/153/a-cash-advance-can-help-save-money-but-is-not-without-risk/</guid>
		<description><![CDATA[A payday loan, also called a cash advance, is defined as a small short-term loan that is usually extended with no credit check. As the name implies, payday loans help people tide over temporary liquidity crises between paydays.]]></description>
		<wfw:commentRSS>http://www.probudgeting.com/153/a-cash-advance-can-help-save-money-but-is-not-without-risk/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Investments and Retirement Are Closely Linked</title>
		<link>http://www.probudgeting.com/152/investments-and-retirement-are-closely-linked/</link>
		<comments>http://www.probudgeting.com/152/investments-and-retirement-are-closely-linked/#comments</comments>
		<pubDate>Wed, 02 May 2007 16:31:10 +0000</pubDate>
		<dc:creator>kp</dc:creator>
		
	<category>Retirement</category>
		<guid isPermaLink="false">http://www.probudgeting.com/152/investments-and-retirement-are-closely-linked/</guid>
		<description><![CDATA[Many people make their investments with their retirement in mind from the time they earn their first pay check.  At least they link their investments and retirement together if they are wise.]]></description>
		<wfw:commentRSS>http://www.probudgeting.com/152/investments-and-retirement-are-closely-linked/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Fitness Store</title>
		<link>http://www.probudgeting.com/151/fitness-store/</link>
		<comments>http://www.probudgeting.com/151/fitness-store/#comments</comments>
		<pubDate>Wed, 02 May 2007 16:22:05 +0000</pubDate>
		<dc:creator>kp</dc:creator>
		
	<category>Budgeting</category>
		<guid isPermaLink="false">http://www.probudgeting.com/151/fitness-store/</guid>
		<description><![CDATA[




There is a Decathlon store near my place, they have almost everything for fitness, they are also not expensive. I always go there for all my fitness needs. Today I bought a flashlight, some clothes for my trip to the beach tomorrow, and a chin up bar.
There are more and more online shops which offer [...]]]></description>
		<wfw:commentRSS>http://www.probudgeting.com/151/fitness-store/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Whole Life Insurance</title>
		<link>http://www.probudgeting.com/147/whole-life-insurance/</link>
		<comments>http://www.probudgeting.com/147/whole-life-insurance/#comments</comments>
		<pubDate>Mon, 30 Apr 2007 16:08:26 +0000</pubDate>
		<dc:creator>kp</dc:creator>
		
	<category>Insurance</category>
		<guid isPermaLink="false">http://www.probudgeting.com/147/whole-life-insurance/</guid>
		<description><![CDATA[What is whole life insurance and what are its main selling points?]]></description>
		<wfw:commentRSS>http://www.probudgeting.com/147/whole-life-insurance/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Prudential Life Insurance</title>
		<link>http://www.probudgeting.com/146/prudential-life-insurance/</link>
		<comments>http://www.probudgeting.com/146/prudential-life-insurance/#comments</comments>
		<pubDate>Tue, 24 Apr 2007 16:07:14 +0000</pubDate>
		<dc:creator>kp</dc:creator>
		
	<category>Insurance</category>
		<guid isPermaLink="false">http://www.probudgeting.com/146/prudential-life-insurance/</guid>
		<description><![CDATA[Having good life insurance means that you can live your life knowing that your loved ones are going to be taken care of if you die, and that if you die they won’t have to worry about figuring out how to pay for your final expenses. Choosing Prudential Life Insurance can make this happen.]]></description>
		<wfw:commentRSS>http://www.probudgeting.com/146/prudential-life-insurance/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Standard Life Insurance</title>
		<link>http://www.probudgeting.com/145/standard-life-insurance/</link>
		<comments>http://www.probudgeting.com/145/standard-life-insurance/#comments</comments>
		<pubDate>Mon, 23 Apr 2007 16:05:51 +0000</pubDate>
		<dc:creator>kp</dc:creator>
		
	<category>Insurance</category>
		<guid isPermaLink="false">http://www.probudgeting.com/145/standard-life-insurance/</guid>
		<description><![CDATA[It is never too late or too early to prepare for any eventualities in life. Since death is something that will surely happen to a person in the future, it is important to prepare and to provide your family.]]></description>
		<wfw:commentRSS>http://www.probudgeting.com/145/standard-life-insurance/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Issuing a Guarantee for Life Insurance</title>
		<link>http://www.probudgeting.com/144/issuing-a-guarantee-for-life-insurance/</link>
		<comments>http://www.probudgeting.com/144/issuing-a-guarantee-for-life-insurance/#comments</comments>
		<pubDate>Tue, 17 Apr 2007 16:04:14 +0000</pubDate>
		<dc:creator>kp</dc:creator>
		
	<category>Insurance</category>
		<guid isPermaLink="false">http://www.probudgeting.com/144/issuing-a-guarantee-for-life-insurance/</guid>
		<description><![CDATA[The surprising (and sometimes sudden) occurrence of life and/or death can bring the true fragility of life crashing into you.  Obtaining life insurance is one of the most important and necessary decisions you can make for yourself and for your family.]]></description>
		<wfw:commentRSS>http://www.probudgeting.com/144/issuing-a-guarantee-for-life-insurance/feed/</wfw:commentRSS>
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