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Personal finance budgeting and planning

Archive for August, 2009

Avoiding Student Loans

College is the new high school but unfortunately it costs money.  It is very difficult to get a decent-paying job without a college education yet at the same time you can graduate with a four-year degree and the equivalent of a house’s worth of debt to pay back.  What can you do?

There are grants and […]

Avoiding Scams: Social Pressure

One way that predators succeed in scams is through social pressures.  For example, you have talked with the person about one set of terms but when it comes to the actual signing of papers, the papers reflect a different set of terms.  Or, as you are getting ready to sign the papers, you are being […]

Computing on the Cheap

Buy a new computer and it seems you are only just beginning to lay out the money necessary for being fully functional.  Along with the machine and its operating system, you need productivity software.  Maybe you need several forms of specialty software to manipulate images and photographs or to write out music.  Of course, you […]

Avoiding Scams

The rule for avoiding scams is, “if it sounds too good to be true, it is.”  Yet, as often as that is said, people still get sucked into scams.  It seems there is a need for more information in order to prevent problems.

It’s easy to get in over one’s head financially and to see no […]